This is not as hard at all however the benefits go all to the seller , not the buyer. All you need is a Purchase and Sale agreement that each of you sign. That form is generally dummied up enough in the state where you are doing this. That's where you propose the closing date, the terms, etc. As a buyer you should ALWAYS agree to an inspection: spend the big bucks as for example most people don't check for radon. It will set you back more than $1K so you want to make sure that the seller do this. Folks in New England can just about count on having radon with all the great bedrock and granite that abounds. More later. (Just testing this first blog entry).